Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reason, the insurance will reimburse the lender up to 20% of the original loan amount. Note Selling.

Neighborhood Housing Services of South Florida was awarded $89.3 million and said it will spend all the money in northern Miami-Dade County. The grants will be used to provide low-interest mortgages.

The Housing Finance Authority of Broward County has launched a Mortgage Credit Certificate Program to help reduce home loan financing costs for qualified homeowners in Broward County. The Mortgage Credit Certificate program entitles qualified applicants to a federal income tax credit in an amount of up to $2,000 annually.

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More of those purchases were accompanied by mortgages. for FHA loans with low down payments. Looking at the new condo market in Miami-Dade, 71 percent of the 17,199 units that are currently selling.

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