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The LIBOR index is currently 2.50%. If the index increases or decreases, your rate will increase or decrease accordingly. Loan Payment Example: The monthly payment per $10,000 borrowed at a variable rate range of 5.47% APR to 10.82% APR for 10 years means you would make 120 payments which may range from $132.10 to $202.00. For the variable rate.

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