In order to do this, the broker would rely on a pliable appraiser, who would dutifully overvalue the property by, say, $50,000 or so, allowing the buyer to purchase a Lexus or a nice vacation before.

40. Did appraiser provide address, city and proximity of each comparable, including data verification sources, DOC #’s & DOM? If sales/listings discovered in MLS, is the MLS # provided? 41. Did appraiser provide "sale type" and "financing type" along with the amount of any concessions, as applicable? 42.

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Usually, the real estate appraiser has the opportunity to reach 3 levels of certification: Appraisal Trainee, Licensed Appraiser and Certified Appraiser. The second and third levels of license require no less than 2000 experience hours in 12 months and 2500 experience hours in no less than 24 months respectively.

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Your real estate agent will write a letter detailing all the ways that the appraisal was inaccurate. The lender then sends the letter to the appraisal department for review. You can expect to hear back in a few days.

How Long are Property Appraisals Valid? While you may never see an expiration date on a property appraisal, many lenders will not accept an appraisal that is more than 120 days old. Source: How Long are Property Appraisals Valid?

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A low appraisal can ruin the sale of a home.. That’s the maximum price for which the lender is willing to offer a mortgage.. Should you sell your home without a real estate agent? Should.

LUCIE COUNTY – Property values countywide are up 6.75 percent this year from last year, according to preliminary estimates released by Property Appraiser Michelle Franklin. "For the fifth year in a row, St. Lucie County is steadily making gains and continues to capitalize on the upward momentum in the recovering real estate market," Franklin said in a news release.

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For example, a mortgage lender might demand more scrutiny of an appraisal if the borrower has a marginal credit score or high debt level relative to income or if the property was a foreclosure.