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“Every time you make a payment you’re reducing the amount of money you had available to work with,” said Lucioni, whose nonprofit group helps entrepreneurs find affordable loans. “When I’m telling you.

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 · Help, I’m Behind in My Mortgage Payments in Austin! 5 Things You Can Do To Help Your Situation 1. Bankruptcy: This is usually the tool of last resort. If you’re being crushed by lots of debt, bankruptcy can be a good way to negotiate with lots of lenders at once. It’s a lot of work, and it won’t help you avoid your mortgage.

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