A reverse mortgage, also referred to as a home equity conversion mortgage. or are curious about state-specific information regarding reverse mortgages and the requirements of getting approved, continue reading for more loan information.

Myth: Reverse mortgage risks include losing ownership of your home to the bank. Fact: The bank does not take ownership of your home after getting a reverse mortgage; reverse mortgage borrowers maintain their ownership and title of the home. As long as you continue to honor loan terms as promised, such as paying property taxes and home insurance and occupying the home as your primary residence.

About this discussion guide This guide gives an overview of many key concepts of reverse mortgages. A qualified reverse mortgage counselor can help you learn more. If you’re interested in considering a reverse mortgage, but haven’t spoken with a counselor yet, call (800) 569-4287 to find a Department of Housing and Urban

6 Weird Real Estate Laws (That are Actually on the Books) Mortgage Masters Group About the Blog: The rochester real estate blog is run by Kyle Hiscock, a Pittsford NY Real Estate Agent with RE/MAX Realty Group. The Rochester Real Estate Blog, in 4 short years, has been recognized as one of the top real estate blogs to follow according to numerous websites and organizations.

Reverse Mortgage Eligibility. To be eligible for a reverse mortgage loan, the FHA requires the youngest borrower on title to be 62 years or older. Borrowers must also meet financial eligibility criteria as established by HUD. If there is an existing mortgage on the home, it must be paid off with the proceeds from the reverse mortgage loan.

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In our Core Office business, we raised $1.1 billion of fixed-rate mortgages with an average term to maturity. I guess sort.

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A recent comment from our reader: To whom it may concern: I have read so many reverse mortgage info. It sounds like it’s not really to help you but for the bank to help themselves. It’s designed to make you think they are helping you, but the truth is you are really giving away [.]

As I type this on a Saturday night, alone in my living room, I’m curious to hear your advice. I will go a little further to.