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After all, they claim, you can borrow for college but you can't borrow for retirement .. Child name. tell you to put your own oxygen mask on first, before helping others.. A reverse mortgage is one way of using home equity to cover. However, the loan proceeds will be based on the spouse's younger age.

“It’s cynical to put on a seat belt when you pull out. Marital breakups aren’t the only concern. Creditors can come after joint accounts and property if a spouse has unpaid debts or gets sued, says.

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Be Careful About Putting Only One Spouse’s Name on a Reverse Mortgage. A recent case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse’s name on a reverse mortgage. Learn More. Since 1998 Linnea qualified and has maintained her qualifications for the designation of Certified Elder Law Attorney (CELA.

A recent case involving basketball star Caldwell Jones demonstrates the danger in having only one spouse's name on a reverse mortgage.

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I urge all borrowers with a current reverse mortgage that includes only one spouse and does not have an eligible non-borrowing spouse provision to not wait until you find yourself in a position that means you have to try to put a last minute plan together at a time of extreme grief, where you may find yourself possibly with a lower income and.