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Athens Mortgage Resources, Inc. provides residential new-purchase mortgage loans and refinance loans for men and women across Georgia.With rates at a historic low, now is the best time to refinance into a 30-year or 15-year fixed rate mortgage. Since we are mortgage brokers, we specialize in fixed-rate mortgages for customers, and we also handle a wide variety of other loans.

Check out the web’s best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner’s insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules. Our calculator includes amoritization tables, bi-weekly savings estimates, refinance info.

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A good renovation can increase the value of your home – a bad or half-finished one can lower it. “It’s really hard to refinance. mortgage and the construction loan,” says Steve. “You will also.

Before buying a home, shop around for the best mortgage lenders. Get tips on finding the right lender for you, and see our top picks for a variety of needs.

An amount paid to the lender, typically at closing, in order to lower the interest rate. Also known as mortgage points or discount points. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000).

An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly.

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For a more advanced search, you can filter your results by loan type for 30 Year Fixed, 15 Year Fixed and 5/1 ARM mortgages. Realtor.com® can help you find the best mortgage rate.

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Refinance rates valid as of 19 Jul 2019 08:28 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.